{"id":11979,"date":"2024-03-24T01:41:16","date_gmt":"2024-03-23T18:41:16","guid":{"rendered":"https:\/\/vietpearltravel.com\/?p=11979"},"modified":"2024-03-24T01:41:16","modified_gmt":"2024-03-23T18:41:16","slug":"chase-ink-business-cash-credit-card-review-full-details","status":"publish","type":"post","link":"https:\/\/vietpearltravel.com\/?p=11979","title":{"rendered":"Chase Ink Business Cash Credit card review: Full details"},"content":{"rendered":"<p> [ad_1]<br \/>\n<\/p>\n<div><a id=\"ink-business-cash-credit-card-overview\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Ink Business Cash\u00ae Credit Card overview<\/h2>\n<p>Chase&#8217;s <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Credit Card<\/a> provides a healthy 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Given these categories, it&#8217;s a solid no-annual-fee small-business credit card. And you can more than double the value of your rewards if you transfer them to a card that earns Chase Ultimate Rewards points. <strong>Card Rating*: \u2b50\u2b50\u2b50\u2b50<\/strong><\/p>\n<h6><em>*<a href=\"https:\/\/thepointsguy.com\/review-methodology\/\">Card rating<\/a> is based on the opinion of TPG&#8217;s editors and is not influenced by the card issuer.<\/em><\/h6>\n<hr class=\"jsx-3272990499\"\/>\n<p>If your business doesn&#8217;t have significant travel costs, you may not see the value in having a travel rewards card. But the Chase <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a><strong> <\/strong>offers generous returns on a broad spectrum of office expenses like supplies, internet, cable and phone services while charging no annual fee and offering various redemption options.<\/p>\n<p>The <a href=\"https:\/\/thepointsguy.com\/guide\/how-credit-scores-work\/\" rel=\"noopener\" target=\"_blank\">recommended credit score<\/a> to apply for this card is 670 or above.<\/p>\n<p>The Chase <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a> is a <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business-cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">cash-back business card<\/a>, which means redeeming your rewards is straightforward. However, more lucrative redemption options are available if you pair it with a card that <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">earns Ultimate Rewards points<\/a>.<\/p>\n<p>Let&#8217;s take a closer look at the Ink Business Cash Credit Card so you can decide if it&#8217;s a good fit for your business.<\/p>\n<p><a id=\"ink-business-cash-pros-and-cons\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Ink Business Cash pros and cons<\/h2>\n<div class=\"jsx-3709662331 tpg-table has-sticky-left-column \">\n<div tabindex=\"0\" class=\"jsx-3709662331\">\n<table class=\"jsx-3709662331\">\n<thead class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<th class=\"jsx-3709662331\"><strong>Pros<\/strong><\/th>\n<th class=\"jsx-3709662331\"><strong>Cons<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"jsx-3709662331\">\n<tr class=\"jsx-3709662331\">\n<td>\n<ul>\n<li>No annual fee<\/li>\n<li>Bonus cash back at office supply stores and on internet, cable and phone services<\/li>\n<li>Valuable transferable rewards<\/li>\n<\/ul>\n<\/td>\n<td>\n<ul>\n<li>Limited benefits compared to a more premium Ink Business card<\/li>\n<li>Requires another Chase card to maximize value<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<p><a id=\"ink-business-cash-welcome-offer\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Ink Business Cash welcome offer<\/h2>\n<p>The <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a> has a lucrative offer of up to $750 bonus cash back: $350 cash back after spending $3,000 on purchases in the first three months of opening an account, plus an additional $400 cash back after spending $6,000 in the first six months. That&#8217;s the standard offer for this card&#8217;s history, tweaked a bit so it&#8217;s easier to get the first chunk of its cash-back rewards.<\/p>\n<p>Additionally, if you have a Chase business\u202fchecking account on your first card anniversary, you&#8217;ll earn a one-time 10% bonus of all eligible cash back earned in your first year if you open your card by November 2024.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Ink-Business-Cash%C2%AE-Credit-Cardjpg.jpg?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">THE POINTS GUY<\/figcaption><\/figure>\n<p>You can <a href=\"https:\/\/thepointsguy.com\/news\/consolidate-chase-ultimate-rewards-points\/\" rel=\"noopener noreferrer\" target=\"_blank\">turn the cash-back bonus into Ultimate Rewards points<\/a> if you transfer your cash-back rewards to a card that earns Ultimate Rewards points, such as the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Preferred\u00ae Credit Card<\/a>, <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve\u00ae<\/a><\/span> or <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Preferred\u00ae Card<\/a>. According to <a href=\"https:\/\/thepointsguy.com\/guide\/monthly-valuations\/\" rel=\"noopener noreferrer\" target=\"_blank\">TPG&#8217;s valuations<\/a>, 75,000 Ultimate Rewards points are worth $1,538.<\/p>\n<div class=\"&#10;        EmailSignUp_container__qYzYT&#10;        undefined&#10;        EmailSignUp_isLoading__i_qm0&#10;      \"><picture class=\"EmailSignUp_graphic__zgpFm\"><source media=\"screen and (max-width: 767px)\" srcset=\"\/images\/EmailSignUp\/daily-mob.svg\"\/><img decoding=\"async\" alt=\"\" src=\"https:\/\/thepointsguy.com\/images\/EmailSignUp\/daily-dt.svg\"\/><\/picture>\n<div class=\"EmailSignUp_form__C8FWb\">\n<p>Daily Newsletter<\/p>\n<p>Reward your inbox with the TPG Daily newsletter<\/p>\n<p>Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG\u2019s experts<\/p>\n<\/div>\n<\/div>\n<p><strong>Related reading: <a href=\"https:\/\/thepointsguy.com\/news\/different-values-ultimate-rewards-points\/\" rel=\"noopener noreferrer\" target=\"_blank\">Why do Chase and TPG list different values for Ultimate Rewards points?<\/a><\/strong><\/p>\n<p><a id=\"ink-business-cash-benefits\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Ink Business Cash benefits<\/h2>\n<p>The Chase <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a> is a no-annual-fee card that offers modest benefits and perks.<\/p>\n<p>One of the card&#8217;s best perks for many small-business owners is that you can request cards for employees at no additional cost. You&#8217;ll earn rewards for their spending, and you can even set individual employee spending limits for greater control.<\/p>\n<p>When you purchase eligible items with the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a>, these purchases will be covered by <a href=\"https:\/\/thepointsguy.com\/credit-cards\/best-cards-purchase-protection\/\" rel=\"noopener noreferrer\" target=\"_blank\">purchase protection<\/a> and <a href=\"https:\/\/thepointsguy.com\/guide\/best-cards-for-extended-warranty\/\" rel=\"noopener noreferrer\" target=\"_blank\">extended warranty protection<\/a>. Purchase protection covers your new purchases for 120 days against damage or theft at up to $10,000 per claim and $50,000 per account, while extended warranty protection extends the period of a U.S. manufacturer&#8217;s warranty by an additional year on eligible warranties of three years or less. These protections can save your business some serious cash.<\/p>\n<p>When you rent a car, you can be covered by the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card&#8217;s<\/a> <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cards-rental-car-coverage\/\" rel=\"noopener noreferrer\" target=\"_blank\">auto rental collision damage waiver<\/a> when you decline the rental company&#8217;s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rentals in the U.S. and abroad.<\/p>\n<p>Whether you&#8217;re at home or abroad, you can call the Benefits Administrator for legal and medical referrals as well as other travel and emergency assistance. Agents can provide guidance and information when needed, but you&#8217;ll be responsible for the cost of any services you obtain.<\/p>\n<p>Finally, the Chase <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a> features <a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-fraud-vs-identity-theft\/\" rel=\"noopener noreferrer\" target=\"_blank\">zero-liability protection<\/a>, which means you won&#8217;t be held responsible for unauthorized charges made with your card or account information. Chase will help safeguard your account using real-time fraud monitoring.<\/p>\n<p><strong>Related reading: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/reasons-to-get-chase-ink-cash-card\/\" rel=\"noopener noreferrer\" target=\"_blank\">Reasons to apply for the Chase Ink Business Cash Card<\/a><\/strong><\/p>\n<p><a id=\"earning-rewards-on-the-ink-business-cash\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Earning rewards on the Ink Business Cash<\/h2>\n<p>With the Chase <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a>, you&#8217;ll earn 5% cash back on the first $25,000 you make in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services. Plus, you&#8217;ll earn 2% cash back on the first $25,000 you make in combined purchases at gas stations and restaurants each account anniversary year. You&#8217;ll also earn 1% cash back on all other purchases, including on spending over $25,000 each account anniversary year in the 5% and 2% categories.<\/p>\n<figure class=\"jsx-4252866712 tpg-figure\">\n<div style=\"padding-top:0\" class=\"jsx-36530878 full-width-auto-height-image\"><span style=\"box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative\"><span style=\"box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:66.6875%\"\/><img alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\"\/><img alt=\"\" loading=\"lazy\" decoding=\"async\" data-nimg=\"responsive\" style=\"position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%\" sizes=\"100vw\" srcset=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=640 640w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=750 750w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=828 828w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=1080 1080w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=1200 1200w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=1920 1920w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=2048 2048w, https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=3840 3840w\" src=\"https:\/\/thepointsguy.global.ssl.fastly.net\/us\/originals\/2022\/11\/Synergy-Exxon-station-1.jpeg?width=3840\"\/><\/span><\/div><figcaption class=\"jsx-4252866712 figcaption\">EXXONMOBIL<\/figcaption><\/figure>\n<p>5% cash back is impressive for a no-annual-fee card, one of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">best cash-back credit card<\/a> earning rates on the market, and it&#8217;s even better if you have a <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">card that earns Chase Ultimate Rewards points<\/a>. Then you can <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener noreferrer\" target=\"_blank\">transfer your cashback to Ultimate Rewards points<\/a> and effectively earn 5 Ultimate Rewards points per dollar spent at office supply stores and on internet, cable and phone services. Since TPG values Ultimate Rewards points at 2.05 cents each, that&#8217;s a ~10% return on spending in these categories.<\/p>\n<p><strong>Related reading: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/chase\/chase-ink-card-showdown\/\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Ink Business cards showdown: Cash vs. Unlimited vs. Preferred<\/a><\/strong><\/p>\n<p><a id=\"redeeming-rewards-on-the-ink-business-cash\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Redeeming rewards on the Ink Business Cash<\/h2>\n<p>Just because the Chase <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a> is a cash-back card doesn&#8217;t mean you don&#8217;t have options for redeeming your rewards. If you redeem for cash, you can receive your money as an account statement credit or through an electronic deposit into an eligible U.S. checking or savings account.<\/p>\n<p>Other options will provide less than face value for your cash-back rewards, such as gift cards, travel, unique experiences, <a href=\"https:\/\/thepointsguy.com\/news\/amazon-chase-discount\/\" rel=\"noopener noreferrer\" target=\"_blank\">Amazon Shop with Points<\/a> and Apple Ultimate Rewards Store. We <a href=\"https:\/\/thepointsguy.com\/news\/dont-use-points-amazon-seamless\/\" rel=\"noopener noreferrer\" target=\"_blank\">generally don&#8217;t recommend<\/a> redeeming your rewards for these lower-value options.<\/p>\n<p><a id=\"transferring-rewards-on-the-ink-business-cash\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Transferring rewards on the Ink Business Cash<\/h2>\n<p>If you have a card like the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-preferred%e2%84%a0-credit-card\/?pid=221211974&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Preferred Credit Card<\/a>, <span class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b\"><a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-reserve\/?tid=post\" rel=\"noreferrer noopener\" target=\"_blank\" class=\"jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit\">Chase Sapphire Reserve<\/a><\/span> or <a href=\"https:\/\/thepointsguy.com\/apply-now\/chase-sapphire-preferred-card\/?pid=22125056&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Chase Sapphire Preferred Card<\/a> that earns Chase Ultimate Rewards points, you unlock an additional redemption option: You can <a href=\"https:\/\/thepointsguy.com\/news\/consolidate-chase-ultimate-rewards-points\/\" rel=\"noopener noreferrer\" target=\"_blank\">convert the cash-back rewards<\/a> on your <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a> to Chase Ultimate Rewards points.<\/p>\n<p>The other card that earns Chase Ultimate Rewards points <a href=\"https:\/\/thepointsguy.com\/guide\/transfer-ultimate-rewards-points-between-accounts\/\" rel=\"noopener noreferrer\" target=\"_blank\">must be registered<\/a> to the company&#8217;s owner, you or a household member to qualify. Once you move points to an Ultimate Rewards-earning account, you can transfer them to <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-transfer-times\/\" rel=\"noopener noreferrer\" target=\"_blank\">airline and hotel travel partners<\/a> or <a href=\"https:\/\/thepointsguy.com\/guide\/ultimate-rewards-travel-portal\/\" rel=\"noopener noreferrer\" target=\"_blank\">book travel directly through the Chase portal<\/a> at a better rate.<\/p>\n<p>TPG managing editor for credit cards <a href=\"https:\/\/thepointsguy.com\/author\/mmoffitt\/\" rel=\"noopener\" target=\"_blank\">Matt Moffitt<\/a> converts the cashback he earns on his Ink Business Cash to Ultimate Rewards points as he holds the Chase Sapphire Reserve. Then he transfers those points to World of Hyatt for high-value hotel redemptions.<\/p>\n<p><strong>Related reading: <a href=\"https:\/\/thepointsguy.com\/guide\/redeeming-chase-ultimate-rewards-maximum-value\/\" rel=\"noopener noreferrer\" target=\"_blank\">How to maximize your Chase Ultimate Rewards points<\/a><\/strong><\/p>\n<p><a id=\"which-cards-compete-with-the-ink-business-cash\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Which cards compete with the Ink Business Cash?<\/h2>\n<p>The Chase <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener noreferrer\" target=\"_blank\">Ink Business Cash Card<\/a> is an excellent choice if your primary spending aligns well with the office supply and utilities bonus categories. But here are some other options:<\/p>\n<p>For additional options, check out our full list of the <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener\" target=\"_blank\">best business credit cards<\/a>.<\/p>\n<p><strong>Read more: <a href=\"https:\/\/thepointsguy.com\/credit-cards\/guide-to-applying-small-business-credit-cards\/\" rel=\"noopener\" target=\"_blank\">How to get a business credit card<\/a><\/strong><\/p>\n<p><a id=\"is-the-ink-business-cash-worth-it\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Is the Ink Business Cash worth it?<\/h2>\n<p>The Ink Business Cash is best suited to small-business owners who spend less than $25,000 per year in combined purchases. With solid, simple benefits and no annual fee, it&#8217;s a smart pick for business owners who want a cash-back boost for their purchases, especially at office supply stores and on internet, cable and phone services.<\/p>\n<p><a id=\"bottom-line\" class=\"jsx-3480274316 anchor\"\/><\/p>\n<h2 class=\"jsx-3480274316\">Bottom line<\/h2>\n<p>The combination of simplicity and the potential for redemptions make the Ink Business Cash Card a good choice if you&#8217;re <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business-cash-back\/\" rel=\"noopener noreferrer\" target=\"_blank\">looking for cash-back rewards<\/a> or the ability to convert cash back to <a href=\"https:\/\/thepointsguy.com\/credit-cards\/business\/\" rel=\"noopener noreferrer\" target=\"_blank\">transferrable travel rewards<\/a>. If you frequently shop at office supply stores or pay internet, cable or phone utilities by credit card, adding the <a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener\" target=\"_blank\">Ink Business Cash Card<\/a> to your wallet could elevate your earnings on these expenses without requiring you to pay an additional annual fee.<\/p>\n<hr class=\"jsx-3272990499\"\/>\n<p><strong>Apply here:<a href=\"https:\/\/thepointsguy.com\/apply-now\/ink-business-cash%e2%84%a0-credit-card\/?pid=22125825&amp;tid=post\" rel=\"noopener\" target=\"_blank\"> Ink Business Cash Credit Card<\/a><\/strong><\/p>\n<hr class=\"jsx-3272990499\"\/><\/div>\n<p>[ad_2]<br \/>\n<br \/><a href=\"https:\/\/thepointsguy.com\/guide\/credit-card-review-ink-business-cash-credit-card\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>[ad_1] Ink Business Cash\u00ae Credit Card overview Chase&#8217;s Ink Business Cash Credit Card provides a healthy 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Given these categories, it&#8217;s a solid no-annual-fee small-business credit card. And you can more than double the value of [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":11980,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","slim_seo":{"title":"Chase Ink Business Cash Credit card review: Full details - Vietpearl Travel","description":"[ad_1] Ink Business Cash\u00ae Credit Card overview Chase's Ink Business Cash Credit Card provides a healthy 5% cash back on office supplies and select utilities, as"},"footnotes":""},"categories":[1],"tags":[432,293,902,367,390,903,849,901,577],"class_list":["post-11979","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-business","tag-card","tag-cash","tag-chase","tag-credit","tag-details","tag-full","tag-ink","tag-review"],"_links":{"self":[{"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=\/wp\/v2\/posts\/11979","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=11979"}],"version-history":[{"count":0,"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=\/wp\/v2\/posts\/11979\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=\/wp\/v2\/media\/11980"}],"wp:attachment":[{"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=11979"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=11979"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vietpearltravel.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=11979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}